![]() One thing you will have to pay for, though, is paper checks if you want them. Aside from requiring an initial $50 deposit to open the account, there is no ongoing balance requirement, no monthly maintenance fee, and not even a fee if you accidentally overdraw your account. Not only that, but Axos places no monthly limit on how much can be refunded, offering you unlimited free ATM transactions throughout the U.S.Īxos’ Rewards Checking is remarkably fee-free in other ways, too. While many banks have stopped charging their own fees for ATM transactions, Axos is among the institutions that will refund domestic ATM fees you incur from other banks or ATM operators, as well. Its Rewards Checking account combines a lack of fees with unlimited ATM fee refunds and the ability to earn an attractive interest rate, creating a trifecta that earns it the top spot in our rankings. ![]() Based in San Diego, Axos Bank was founded in 2000 as a digital bank and receives the top bank safety rating of Superior (5 stars) from Bauer Financial. ![]()
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